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Credit  Repair Firm

A credit report is a record of how you pay your debts. This record shows how much debt you currently have, who you owe, and how you have historically paid your accounts.
When you receive a copy of your credit report it typically comes with a form (online or in paper form) that you need to complete in order to dispute an entry on your credit report. Complete the form and note each incorrect item, the reason it is incorrect and provide copies of any statements, letters, or other documentation that support your dispute. Send all of the information to the credit reporting agency. Always keep a copy of anything you send to your creditors or the credit reporting agencies.

Once the credit reporting agency receives your dispute letter they have 30 days to investigate your claim and get back to you with a response. If they were unable to verify that the information on the report was accurate they will remove the item.

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